ExxonMobil. Chevron. ConocoPhillips. Shell. BP. Occidental. If you've spent a career inside an energy company, your retirement decisions are more complex than a typical corporate 401(k). We plan them as one integrated system.*
* We are not affiliated with or endorsed by these companies.
Single life vs. joint & survivor vs. lump sum — modeled against longevity, spousal need, and the tax picture, not a rule of thumb.
When to roll to an IRA, when to leave it in the plan, and how NUA (net unrealized appreciation) treatment could potentially save up to six figures on company stock.
Vesting schedules, 10b5-1 diversification, and multi-year distribution elections coordinated with your retirement income plan.
IRMAA-aware income design so a Roth conversion or capital gain doesn't quietly increase next year's Medicare premium.
The gap between retirement and RMD age is often one of the single most valuable tax windows of your life. We model the sequence — not just this year.
Titling, beneficiary designations, and trust structures aligned with your actual estate documents so nothing lands in the wrong hands. We do not provide tax, legal or estate planning advice or services.
The best time to plan is 12–24 months before retirement, while every lever is still available. A 30-minute call is enough to know whether an integrated approach could help change your outcome.