I founded Luca Wealth Management because retirement planning had become too fragmented. Families deserved one team that could see investments, taxes, income, and estate as a single, coordinated plan.
After more than two decades advising clients through investment firms, banks, and wealth platforms, I kept seeing the same gap: portfolios were managed in one room, taxes in another, and estate work somewhere else entirely. Families were paying for expertise that never quite added up to a plan. Luca Wealth exists to help close that gap — one integrated team, one coordinated strategy, one clear picture of what your retirement actually looks like.
I work primarily with energy-company retirees — former employees of Exxon, Chevron, ConocoPhillips, Shell, and other corporate plan participants — along with high-income pre-retirees between 55 and 70, and business owners navigating tax structure, income design, and exit decisions. What ties them together is a moment: the shift from earning to drawing, when small planning choices could compound into decades of outcomes. We are not affiliated with or endorsed by these companies.
My philosophy is straightforward: retirement should be clear, confident, and tax-efficient. Every plan I build coordinates investment strategy, lifetime income design, Roth conversion analysis, Social Security timing, and estate and risk planning — modeled year by year, not just at retirement day. Because Luca Wealth sits inside the Luca Financial family, I work shoulder-to-shoulder with our affiliated CPAs so tax strategy is built into the plan, not bolted on in April.
I hold the Series 65 securities license and serve as an independent financial advisor and licensed insurance professional. Before founding Luca Wealth Management, I advised clients across market cycles at national investment firms, banks, and wealth management platforms — experience that shapes how I think about risk, sequence-of-returns, and multi-generational planning today.
I live in Katy, Texas with my wife Joy and our two children, Brynlee and Brooks. We're active in our church, our schools, and the greater Katy and West Houston community. The reason I care so much about giving clients a real plan is simple — I want the families I serve to have the same freedom to be fully present with the people they love.
"Retirement confidence doesn't come from products. It comes from a plan."
Luca Wealth clients are supported by a coordinated team across our Luca family of companies — advisory, tax, and client service — all working from one integrated plan.
Jonathan founded and leads Luca Wealth Management. He is an independent financial advisor and licensed insurance professional with more than 20 years of experience in financial planning, investment management, and retirement income planning. He serves energy-company retirees, high-income pre-retirees between 55 and 70, and business owners navigating tax structure, income design, and retirement decisions. Jonathan holds the Series 65 and lives in Katy, Texas with his wife Joy and their two children.
As President of Luca Financial, Brett has committed his career to working with small business owners and entrepreneurs, with a focus on Fractional CFO and tax planning services. Before joining Luca, Brett spent more than 10 years with global corporations handling complex accounting and financial reporting, and he serves as an adjunct professor teaching accounting and finance. Brett holds a Master of Accountancy from The University of Tulsa and a Bachelor's in Management from Evangel University. He is a Certified Public Accountant licensed in Texas and Oklahoma.
Jordan serves as Client Success Manager at Luca Financial, using exemplary organizational and administrative skills to keep clients and the team on-task and moving forward. Before joining Luca, Jordan owned an upscale women's clothing boutique and served as a personal stylist and buyer for Nordstrom in Dallas and Chicago, where she worked with high-net-worth clients. She holds a Bachelor's Degree in Fashion Merchandising from Missouri State University and enjoys spending time with her husband and their two boys.
Joy was born and raised in Bowling Green, Kentucky and is a proud alumna of Western Kentucky University, where she earned a degree in Elementary Education. She completed her teacher certification at the University of Texas at Dallas and taught for eight years in Frisco, Texas before moving with her family to Katy in 2011. Joy is married to Jonathan and is the mother of Brynlee and Brooks. She is dedicated to making sure every Luca Wealth client has a pleasurable and successful relationship with the team.
A 30-minute conversation is all it takes to see whether an integrated approach could change what your retirement looks like.
Schedule a discovery callLuca Wealth Management and Luca Financial are separate but affiliated entities within the Luca family of companies. Tax and accounting services are provided through Luca Financial.